A Self-Managed Superannuation Fund (SMSF) provides the ability for members to manage their own superannuation arrangements. With this comes important responsibilities to meet regulatory, taxation, reporting, and audit obligations.
Our SMSF compliance division supports trustees with the administrative and compliance requirements associated with operating an SMSF, helping ensure the fund remains compliant throughout its lifecycle. We also provide support with the compliance and administrative aspects of SMSF borrowing structures and related documentation, such as Bare Trust arrangements, as well as ongoing reporting and record-keeping requirements.
Please note: We provide administrative, taxation, and compliance support services only. We do not provide financial product advice, investment advice, or recommendations. Trustees should obtain advice from an appropriately licensed adviser where required.
Managing your own superannuation fund opens up possibilities: greater control over investments, flexibility in retirement planning, and potentially lowering fees while maximizing tax-effectiveness. However, running an SMSF comes with responsibilities legal, tax, regulatory — and we help you meet them.
With Smart Digits, you benefit from:
Assist in establishing the trust deed, choosing the right trustee structure (individuals vs corporate), drafting and executing the trust deed, obtaining the ABN or TFN, setting up the bank account and electronic service address, and rolling over your existing super.
Once the fund is established, Smart Digits supports you with:
We help you understand the rules and responsibilities of running an SMSF and manage the compliance workload, giving you confidence in your role as trustee.
Being based in Melbourne means we are accessible locally in Australia, a local phone number, and an understanding of local regulatory environment as part of our service.
Book a consultation with us today and discover how an SMSF could be the smart path for your retirement strategy. We’ll assess your situation, explain the process, and show how we can customize the solution for you.
To set up a self-managed super fund (SMSF), you typically follow these steps:
Smart Digits can guide you through every step — from the initial strategy meeting through to registrations and ongoing compliance.
In Melbourne, you’ll find specialist SMSF accountants and advisers who focus on the setup, tax, audit and compliance of self-managed super funds. Smart Digits is one such firm: based in Melbourne, with a strong local presence, we act as your SMSF accountant and adviser — managing the accounting, tax returns, audits and ongoing advice. If you’d like, we can also provide a list of other reputable SMSF accountants in Melbourne along with key comparison criteria.
Yes — an SMSF can invest in shares, managed funds or property, but must comply with rules such as the “sole purpose test” (fund exists for retirement benefits) and must avoid non-arm’s-length transactions or acquiring assets from related parties.
As a trustee of a self-managed super fund (SMSF) you must act honestly, with care and diligence; keep the fund’s assets separate from personal or business assets; prepare and review an investment strategy; maintain all required records; and ensure the fund remains compliant with superannuation and tax laws.
